Step One

 

Visit a local lender or mortgage broker to ascertain, through the pre-approval process, the monetary parameters that you will work within to purchase a home. Possessing a pre-approval letter when writing an offer brings strength to your offer in the eyes of the seller.

 

Step Two

 

Select a Realtor that fits your expectations and your personality. Interview potential real estate professionals to ascertain their experience and expertise with home mechanics, ability to locate listings in a timely fashion, lending practices/requirements as well as their skill of negotiation.

 

Step Three

 

Upon finding the home that fits your needs, its time to write the offer. The real estate professional whom you selected will be there to guide you through the process. It is important to find a Realtor that understands you and your comfort level and has the tools and knowledge to skillfully assist you.

 

Step Four

 

Once the offer is accepted, a home inspection is essential. A licensed home inspector will provide an in-depth look at the house and its major mechanical systems (heating, air conditioning, roof, plumbing, etc). Your Realtor can provide a comprehensive list of licensed home inspectors from which you make your choice.

 

Step Five

 

Closing…. The day you become a homeowner. All the financial details will come to fruition on this day. Your real estate professional will be with you through the last detail and as you receive the keys to your new home.